Step 1: Fill out the Financing Form
To ensure the speediest service, fill out our financing form to get approved before you head into the dealership. It can be finished quickly online, and filling it out in advance minimizes any wait time you may have to sit through at the dealership. You'll get a head start on the whole process and you'll be one step closer to getting your new car!
Step 2: Prepare Any Documents You May Need
You'll need to prove your identification when you apply for your loan, but you'll need other documents for additional proof as well. Make sure you also have your proof of residency, income, pay stubs, and any other relevant information your employer may have. We will take care of the vehicle information portion of this process once you've picked the car you want!
Step 3: Find Out if You're Discount Eligible
Take a look at our list of available GM discounts to see if you're eligible to save more on your new vehicle! We want to ensure that you're able to find a vehicle that not only fits your wants and needs, but also your budget. With discounts for educators, military, and more, we have specials for everyone of every background!
Step 4: Get a Great Interest Rate
We at Graff Bay City want you to receive the best rate you possibly can. Looking at your credit score, the length and term of the loan, and the car you're purchasing or leasing determines the auto loan interest rate. We understand the limitations a poor credit score can create; our financial team is happy to help with any issues you may have. Give our financial experts a call at (989) 684-4411 or stop by our dealership on Wilder road with any questions or concerns you have before applying.
Step 5: Protect Your Investment
Once you've finally chosen the vehicle of your dreams, it's extremely important to protect your investment. A wide range of programs and insurance policies are available for you, ranging from our GAP protection (which serves as a safety net for new and used car buyers) to corrosion protection. Each program contains their own individual benefits, so research what program works best for you! Our team would be happy to help you choose a plan best suited for your driving habits.
With this guide on how to get an auto loan & buy a new car you'll be ready to make the commitment of an auto loan in no time. Following our guide will get you behind the wheel of a new Chevy car, crossover, SUV, or truck in no time! We are here to help our customers with their unique financial situation and pride ourselves on the care we put into our clients. Our relationship with credit agencies in Bay City allows us to tailor our programs to anyone. We're willing to go the extra mile for you!
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